Buying a home is one of the largest purchases that you will make in your life and there are many steps to be considered that you will want to follow. As a real estate professional, I have created a list of action items that will guide you through a smooth transaction experience.
Mortgage Pre-Approval: The very first thing you will want to do is connect with a mortgage agent and get a pre-approval letter. A reputable mortgage agent will provide you with an accurate amount that a lender will approve you for borrowing. Obtaining a pre-approval letter is also essential as you will need to have that on file for when you make an offer.
Neighborhood and Location: Each town can vary in home prices, services, taxes and schools. Consider things like area amenities and proximity to services that are important for your lifestyle. Whichever areas you are considering, let my experience guide you as you navigate your decisions in the search process.
Style of Home: There are many different types of homes to consider when you purchase. Condos, Single Families and Multifamilies are all among what you have to choose from in the area. They all have their different features and benefits in which I can assist you with when selecting which may fit your lifestyle best.
Home Inspection: A home inspection is a vital part of the buying process. Regardless of the age of the home, a professional inspector will provide a report of the home’s condition as well as any significant repairs that are needed. This information can assist you in budgeting for repairs as well as be fully aware of the overall condition of the home you are about to purchase.
Ask Questions: It is easy to become excited when viewing properties, but you want to be sure you are considering essential basic facts so that you are well educated on the home. Questions like age of systems, why the seller is selling and proximity to nearby services are all valid questions that should be standard as you tour properties.